Are Mini Coopers expensive to insure? (2024)

Are Mini Coopers expensive to insure?

The average model won't set you back by a huge amount of money, and these cars are relatively cheap to insure too. Indeed, the average yearly cost to cover a MINI car is $1,400.93, which ranks it seventh on a list of 36 vehicles.

Is insurance high for a MINI Cooper?

Is a MINI Cooper Expensive to Insure? Insurance companies consider multiple factors when determining a MINI Cooper's insurance rates. Compared to other hatchbacks, the MINI Cooper is relatively affordable to insure due to its low repair costs, minimal theft rates and affordable price point.

Why are Mini Coopers expensive to insure?

How to Get Cheaper Mini Car Insurance. Minis are relatively expensive to insure compared to other cars in their weight class, on account of their sumptuous interiors and dynamic engines.

Are Mini Coopers considered sports cars for insurance?

Insuring sports cars may be expensive as they may have poor safety ratings and high MSRPs. Sports car drivers may also be seen as more likely to engage in risky driving behavior. However, most car insurance companies do not usually consider a MINI Cooper to be a true sports car.

Is maintenance on a MINI Cooper expensive?

Mini Cooper owners pay an average of $850 per year in repair and maintenance costs. The cost is significantly higher than the average repair and maintenance cost of $652 for all models. Another factor that further reduces the reliability ratings for the Mini Cooper is the repair frequency.

Do Mini Coopers depreciate fast?

A MINI Cooper still depreciates, all cars experience a 20% to 30% depreciation at the end of the first year if you've purchased it brand new but, at the end of five years, A MINI Cooper should still have a higher resale value compared to another vehicle that is also in good condition and has no problems.

Are Mini Coopers good or bad cars?

MINI Cooper Reliability Ratings from J.D. Power

Recent MINI Cooper model years have consistently earned overall scores between 82 to 85, with verified MINI owners rating the Quality and & Reliability as “Great.”

Are Mini Coopers good in crashes?

The 2021 MINI Cooper IIHS safety ratings are sure to give you a boost of confidence behind the wheel. It garnered high marks in several vital crash tests. The top designated score in all categories is “Good”, which the MINI Cooper earned in almost every area.

What are the pros of owning a MINI?

Mini drivers love the Mini because it offers fantastic legroom, headroom and storage space that makes them feel like they can stretch out! This feeling is bolstered by the car's unique shape, which means you have more room than most other cars since there are no "blind spots" to worry about.

Are MINIs cheap to insure for new drivers?

If you are a new driver, for example, you'll likely pay more to insure your Mini than an experienced driver would. Other factors like where you park your car overnight and vehicle modifications could also have an effect on your premiums.

Are MINIs cheap to insure?

However, it's neither the cheapest nor the most expensive to insure; at the top end it's the Mini John Cooper Works with an average premium of about £695, at the bottom it's the Clubman estate at just shy of £380 a year.

What class of car is a MINI Cooper?

Do Mini Coopers need premium gas?

What Kind of Gas Does a MINI Cooper Take? It is typically recommended that you use premium gas with an octane level of 91 or higher in your MINI Cooper. Of course, it is always best to check your owner's manual to find out what kind of gas is right for your specific MINI Cooper model.

How long will a MINI Cooper last?

A typical Mini Cooper will probably last about 10-18 years on average, for most drivers. That's a long time compared with older vehicles, but not as long as some of the most durable brands, like Toyota or Honda can offer on some of their vehicles.

Are Mini Coopers good on gas?

WHICH MINI IS THE MOST FUEL-EFFICIENT? All models in the 2022 MINI lineup are quite fuel-efficient. The most fuel-efficient MINI models are the automatic versions of the 2022 MINI Hardtop 2 Door, MINI Hardtop 4 Door, and MINI Cooper Convertible. These models get up to 38 miles per gallon on the highway.

Why not to get a Mini Cooper?

The size also makes the Mini Cooper a little more dangerous to drive. It's easier to miss a Mini Cooper, especially if you're in a large vehicle. Keep this fact in mind every time you venture out in a small car.

What is the most common problem with Mini Cooper?

An all-to-common mini repair is with the clutch failing early on before the driver gets many miles on their Mini Cooper, noticeable by a burning smell. Another frequent mini repair is for water pooling up on the floorboard inside the Mini Cooper, causing wiring to short out.

Why not to get a MINI?

Even so, the Mini offered all the space of First Man – sure, there's some, but it's really only at one end and there's just not as much as you were expecting. There's also not the best reputation for reliability – or cheap repairs when something does go wrong.

Do MINIs break down a lot?

They are simply average. ReliabilityIndex puts the brand in 19th place out of 36, with a reliability index of 110. This isn't bad, though it is average more than it is above average. The Telegraph rank Mini 19th in their 20 most reliable car brands, with 140 problems per 100 vehicles.

What problems to look for when buying a Mini?

When buying a Mini Cooper, watch out for dents, scratches, and bumps on the exterior. Some models had oil starvation and fuel pipe problems, so ask the seller if these have been checked. A faint whistling sound when the engine is running and warm can indicate a worn water pump.

Why are mini coopers bumpy?

Causes of a Bumpy Ride in Your Mini

Shock absorbers are designed to dampen the up and down motion of the suspension, so when they're worn out, the ride can feel very bumpy. Another potential cause is uneven tire pressure. If one or more tires are low on air, they will absorb less shock and the ride will be less smooth.

What is the best year for used MINI Cooper?

To summarize, a used MINI Cooper Clubman could be a great choice, particularly if you buy a 2016 or 2017 MINI Cooper Clubman. However, earlier model years from 2011 to 2014 could still be good picks.

Why are Minis so expensive?

Premium Brand: Mini is considered a premium or luxury brand within the automotive industry. Premium brands typically command higher prices due to factors like brand reputation, quality, and unique design. Quality and Craftsmanship: Mini Coopers are known for their quality construction and attention to detail.

Is MINI Cooper good for long drives?

The Mini, fresh off a long drive, went right back to its bread and butter: engaging city driving. It's easy to park, easy to live with, and, as it turns out, pretty easy to road trip, too. Consider us surprised and impressed in equal measure, we just wish the seats were more comfortable and that the cabin was quieter.

Are Mini Coopers safe on highway?

Here are the MINI Cooper safety ratings from one of the most reputable rating agencies in the automotive industry: 2021 Insurance Institute for Highway Safety (IIHS) Rating: Moderate Overlap Front Test Results: Good. Side Impact Test Results: Good.