The benefits of Citibank credit cards include travel accident insurance, rental car insurance, and a TSA PreCheck or Global Entry fee credit. These benefits are mostly found on the top-tier Citibank credit cards, though many more Citibank credit cards have contactless chip technology and no foreign transaction fees. To know which perks are included on a specific card, you’ll need to call customer service at 1 (800) 347-4934 or check the Citibank website.
- Rental car insurance
- A TSA PreCheck or Global Entry fee credit
- Contactless chip technology
- No foreign transaction fees
- Travel accident insurance
- Travel and emergency
- Roadside assistance
- Identity theft protection
In addition to having some or all of these perks, it’s important to remember that many Citibank credit cards also offer rewards. Rewards usually aren’t considered card benefits, but having a credit card that earns great rewards can be a big asset. If you use your card responsibly and take full advantage of the various features that Citibank offers, you should come out well ahead of any annual fees that Citibank cards may charge.
This answer was first published on 09/28/22 and it was last updated on 02/06/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
FAQs
Citi® Secured Mastercard® is an option for customers with little or no credit history and can help you build your credit when used responsibly.
How to negotiate with Citibank? ›
If Citibank has a strong chance of winning its case against you, you'll want to offer at least 60% of the obligation you owe. For instance, if your current balance is $2,000, you can offer Citibank $1,200 in a one-time payment to settle the amount due. Once you know how much you can pay, send an offer.
What credit card is the most elite? ›
The most prestigious credit card is the Centurion® Card from American Express, which is also known as the Amex Black Card. This card requires applicants to meet very high income and spending standards to even qualify, and you can only apply if you receive an invitation.
Is Citi Diamond Preferred Card good? ›
While it isn't a good choice if you're hoping to earn rewards on your spending, the Citi® Diamond Preferred® Card could be worth it if you need to consolidate debt from other cards thanks to its incredible 0 percent introductory annual percentage rate (APR) offer on balance transfers for 21 months from account opening ...
What is the 30000 bonus for Citibank? ›
New-to-bank customers can choose between an offer of 8,000 or 30,000 bonus miles with S$800 spend, depending on whether they wish to pay the first year's S$196.20 annual fee. This S$800 spend is attractively low, and you can even meet it through Citi PayAll transactions, provided the admin fee is paid.
How to get Citibank $2,000 bonus? ›
To qualify for a Citibank bonus, you'll need to start by opening an eligible checking account. For both the enhanced direct deposit offer and the tiered bonus offer, these Citi checking accounts (including those that are also living trust or custodial accounts) are considered eligible: Access checking.
What is the bonus for Citibank? ›
Citibank checking account bonus offers
Citibank offers a $300 cash bonus when you open an eligible checking account and complete required activities, including making deposits of at least $1,500. If you plan to deposit $30,000 to $300,000, you can earn a cash bonus of $500 to $2,500 with qualifying activities.
Why is it so hard to get a Citi card? ›
How hard is it to get a Citibank credit card? It is hard to get some Citibank credit cards, particularly Citicards that require a good to excellent credit score of 700 or higher. Citibank also requires you to have an SSN when you apply online, and you need enough income to afford the monthly bill payments.
What is the max Citi credit limit? ›
WalletHub, Financial Company
The Citi Double Cash® Card credit limit is between $500 and $50,000, with $500 being the default minimum credit limit and $50,000 being the highest limit reported by cardholders.
What are the levels of Citibank? ›
Citi has five tiers of banking packages: Citigold®, Citi Priority, The Citi Account, Basic Banking and Access Account. Each package provides levels of banking perks and different interest rates and fees.
It's recommended to have a credit score in the good to the excellent range to apply for the Citi® Diamond Preferred® balance transfer credit card.
